Shreebalajee Lifecare Services Foundation

Terms and Conditions for Shreebalajee Lifecare Services Foundation

Effective Date: 01/01/2024

Thank you for supporting Shreebalajee Lifecare Services Foundation. These Terms and Conditions ("Terms") govern your access to and use of our website, services, donations, and related activities. By engaging with us or using our services, you agree to these Terms.

Eligibility Criteria

To qualify for a microloan, the borrower must:

Be at least 18 years of age.

Be a resident of Indian.

Meet the minimum creditworthiness requirements as assessed by the Institution.

Provide valid identification and other required documents.

Loan Types and Purpose

We offer various loan products including types of loans, Samuh Loan, and Mobile finance etc.

The loan must be used for the specific purpose outlined in the loan agreement. Any diversion of funds may result in penalties or the loan becoming due immediately.

Loan Amount and Disbursement

The loan amount offered will be based on the borrower’s eligibility and loan type.

Loan amounts typically range from 1 year to 1.6 year

Funds will be disbursed via [payment method, e.g., bank transfer, mobile money, etc.].

Interest Rates and Fees

The annual percentage rate for the loan will be and is subject to change as per market conditions or regulatory changes

Additional fees may apply for 480 . All applicable fees will be disclosed at the time of loan application.

Loan Repayment

The loan repayment term is typically [duration] with a fixed installment amount.

Repayments must be made on the due dates as specified in the loan agreement.

Early repayment of the loan is permitted, but it may be subject to additional conditions or penalties depending on the loan terms.

Loan Default and Collections

In case of default, the Institution may take legal action, which may include reporting to credit bureaus or employing third-party collection agencies.

Privacy and Data Protection

All personal information and financial data provided by the borrower will be treated with the utmost confidentiality and will only be used for the purpose of processing the loan application and managing the loan account.

Borrower’s Rights and Obligations

The borrower has the right to receive clear information about the loan terms, repayment schedule, and applicable fees.

Dispute Resolution

In the event that a resolution cannot be reached, the borrower may pursue legal action in a court of competent jurisdiction.

Governing Law

hese Terms are governed by the laws of Indian.

Contact Information

For inquiries or concerns regarding these Terms, please contact us at:

Email: support@shreebalajeehaf.com
Address: WARD 3 KASIA JAWAHAR NAGAR, Ahirauli Bazar, Deoria, Salempur, Uttar Pradesh, India, 274402
Phone: 9670580687